The company is working with the leading UK brokers that have access to the most competitive policies to help you in comparing part-time traders insurance because finding a part-time trade insurance has never been easier.
Getting A Part-Time Road Risk Policy and Cheap Part-Time Traders Insurance
You can get a part-time road risk policy. It’s the most common type of motor trade part-time policy that has been taken out. It covers the vehicles on your own as well as any liability if you choose to have a liability cover but not any premises. The premises cover is under the house insurance as most part-time traders work from home. Your ability in getting a cheap part time motor trade insurance will depend primarily on how many years no claims bonus you have and your location. You will get more likely a cheaper policy if you have worked hard on building up your no claims bonus on either your private car OR trade policy if you are trading already. It is best to always speak to one of the advisors if you are unsure and trading from a secure and better location will also help this.
Part-Time Motor Traders Insurance
The part-time trader insurance is designed for anyone who is selling and repairing the car in a more casual manner. Those who are working in the motor trade industry to supplement their normal income are those who will be most applicable to a part-time traders policy and this includes servicing, selling, and repairing vehicle’s occasionally through the week or at weekends. Insurers may still require to see trade activity just like a standard motor trade insurance policy and this can be done by providing receipts of vehicles or parts you have used to repair vehicles. You will probably require a private car insurance policy if you do not carry out any trade activity for profit as most part-time traders will find themselves taking out a road risk insurance. Policies are frequently very flexible by nature has given that you will only be working within the trade industry occasionally and not full time. The policies that are very basic but have many additional features for you to add such as:
- The public liability covers
- The material damages
- A coverage for your partner or spouse
- A single or multiple drivers
- Road risk
- And an additional business use.
Combined Policy on A Part-Time Basis You Can Get
It probably expensive but yes, you can get this policy. It’s strongly recommended to make sure you have thorough security measures in place if you want to ensure premises that would only be used occasionally.